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Trusted Financial & Business Partner

Smart Financial Solutions for Every Milestone

IRIS NESTLE UNITED SERVICES delivers expert guidance in taxation, compliance, investments, and business setup — helping individuals and enterprises grow with confidence.

Compliance should never be a barrier to your financial goals

Your Trusted Partner in Financial Excellence

IRIS NESTLE UNITED SERVICES is built on one core belief — every client deserves clear, accurate, and dependable financial guidance that removes confusion and creates real opportunity.

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Personalised Approach

Tailored strategies designed around your unique financial situation, goals, and future aspirations.

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Trusted & Transparent

We build lasting relationships founded on honesty, confidentiality, and consistent value delivery.

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Comprehensive Expertise

From individual taxation to corporate compliance, our team covers every financial dimension.

Specialised Financial &
Business Solutions

Comprehensive expertise delivered with precision, efficiency, and complete peace of mind.

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Tax Planning & Advisory

Strategic income tax planning for individuals, HUFs, and businesses to minimise liability and ensure full compliance with Indian tax laws.

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Business Setup & Registration

End-to-end assistance for company incorporation, GST registration, MSME registration, and all statutory setup requirements.

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Accounting & Bookkeeping

Accurate, organised, and timely bookkeeping and financial statement preparation for businesses of all sizes.

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Investment & Wealth Management

Goal-driven investment strategies covering mutual funds, insurance, and portfolio planning to grow and protect your wealth.

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GST Compliance & Filing

Complete GST registration, periodic return filing, reconciliation, and audit support for seamless compliance management.

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Legal & Regulatory Advisory

Expert guidance on legal documentation, regulatory filings, audit support, and risk advisory to keep your business protected.

NRI Property Tax Services

Whether you are buying, holding, renting, or selling property in India — each stage carries distinct tax obligations. We ensure your property transactions are structured correctly, reported accurately, and fully compliant.

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Rental Income & TDS Compliance

We manage the 31.2% TDS deduction on gross rent, reconcile 26AS entries, and recover excess withholding through accurate ITR filing and refund processing.

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Municipal Property Tax Management

We track and pay quarterly/half-yearly municipal dues on your behalf — preventing penalties, interest accumulation, and attachment notices across multiple cities.

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26AS Reconciliation & ITR Filing

We reconcile all TDS entries from multiple tenants, correct mismatches, and file Schedule HP accurately to protect your refunds and avoid scrutiny notices.

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Property Acquisition & Disposal Advisory

Expert guidance on capital gains tax, lower TDS certificates, FEMA compliance, and repatriation of sale proceeds when buying or selling property in India.

Get NRI Property Advice →
Key Challenges NRI Property Owners Face

TDS deducted at 31.2% on gross rent — no deductions allowed at source

Municipal taxes accrue silently even when property is vacant or unmanaged

Multiple 26AS entries from different tenants remain unreconciled

Unpaid municipal dues can lead to attachment notices blocking property sale

Incorrect Schedule HP reporting triggers demand notices and refund delays

FEMA & RBI compliance obligations during repatriation of sale proceeds

Our Simple 4-Step Process

From your first call to long-term partnership — we make every step simple and transparent.

1

Initial Consultation

Speak with our expert to discuss your needs, goals, and current financial situation at no obligation.

2

Assessment & Planning

We analyse your requirements and prepare a customised plan with clear timelines and deliverables.

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Implementation

Our team handles all filings, documentation, and compliance tasks efficiently on your behalf.

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Ongoing Support

We remain your long-term partner — monitoring, updating, and advising as your needs evolve.

NRI Investment Options in India

India offers NRIs a wide range of investment avenues — from low-risk bank deposits to high-growth equity markets. We help you choose, plan, and execute the right mix aligned with your goals, tax position, and repatriation needs.

NRE Account

Non-Resident External

For depositing your foreign earnings in India. Interest earned is completely tax-free and fully repatriable back to your foreign account without any restrictions.

✅ Tax-Free  |  ✅ Fully Repatriable
NRO Account

Non-Resident Ordinary

Ideal for managing India-sourced income such as rental income, dividends, or pension. Interest is taxable in India. Repatriation is limited to USD 1 million per financial year.

⚠️ Taxable  |  🔄 Repatriable up to $1M/yr
FCNR Account

Foreign Currency Non-Resident

Deposits held in foreign currencies (USD, GBP, EUR, CAD, AUD, JPY) for 1–5 years. Fully protected from INR/forex fluctuations. Interest is tax-free and freely repatriable.

✅ Currency Protection  |  ✅ Tax-Free
Top Investment Options for NRIs
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NRE / NRO Fixed Deposits

Safe, guaranteed returns with flexible tenures. NRE FDs are tax-free in India and fully repatriable — one of the best low-risk options currently available for NRIs.

Low Risk
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Mutual Funds (SIP & Lump Sum)

Invest in equity, debt, or hybrid funds via NRE/NRO accounts. SIPs start from just ₹500/month. Ideal for long-term wealth creation with FEMA-compliant structures.

Medium–High Risk
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Direct Equity & ETFs

Buy shares on NSE/BSE or invest through ETFs for diversification across sectors. Invest via NRE/NRO-linked PIS account. High liquidity with complete repatriation of NRE proceeds.

High Risk
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Real Estate & Property

NRIs can purchase residential and commercial property in India. Rental income and capital gains are subject to TDS, which we manage — from compliance to repatriation.

Medium Risk
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Portfolio Management Services (PMS)

Professionally managed stock & securities portfolio via a PIS/Demat account. A dedicated fund manager actively manages your portfolio targeting market-beating returns.

High Risk
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Gold — ETFs & Mutual Funds

NRIs can invest in gold via Gold ETFs and Gold Mutual Funds through a NRE/NRO-linked Demat account. Physical gold and Sovereign Gold Bonds have separate eligibility rules.

Medium Risk
🛡️ Featured Plan

🛡️ Global Safe NRE Fixed-Income Plan (Universal Model)

This is a low-risk, capital-protection-first structure using India + global-safe instruments.

📌 Key Tax Facts for NRI Investors
NRE / FCNR InterestTax-Free in India
NRO InterestTaxable @ ~30%
STCG on Equity20% (Sec 111A)
LTCG on Equity12.5% above ₹1.25L
NRO RepatriationUp to USD 1M/yr
DTAA BenefitAvailable in 90+ Countries
Plan My NRI Investments →

Trade & Invest with Confidence

We help clients access online trading and investing across equities, derivatives, commodities, currencies, and mutual funds — at a flat ₹20 per executed order.

Flat ₹20 Brokerage

Pay just ₹20 per executed order across equity, F&O, commodities, and currency segments.

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Multi-Segment Trading

Trade stocks, options, futures, commodities, ETFs, and bonds from a single platform.

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Powerful Apps & Tools

Institutional-grade execution with CubePlus, NxtOption, and a full algo-trading API suite.

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Learn & Grow

Free resources via Jiniversity, Finance Kickstarter, Business Decoder, and Chart Speaks.

Stocks Options Futures Commodities Mutual Funds ETFs Bonds IPO

Let's Start Your Financial Journey Today

Reach out to our team for a free consultation. We're here to help you navigate every financial challenge with clarity and confidence.

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Email Address
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Phone / WhatsApp — India
+91 93448 68837  |  +91 85264 30751
Call or WhatsApp either number
Business Hours
Mon – Sat: 9:00 AM – 6:00 PM

Book a Free Consultation

Connected across regions.

A global footprint across five countries — reach the office nearest to you.

💬 USA 💬 Canada 💬 Ireland 💬 Saudi 💬 UAE 💬 India